At Abiding Wealth Advisors, our role in financial planning is to help you define and create a path to achieve your goals on your own terms.
Only you can decide where the balance is for you between saving and spending. Or working more to increase your income vs. spending more time with your family. Or which things are nice-to-have, and which are need-to-have.
The biggest reason financial plans fail is that they are based on unrealistic expectations: if your plan requires that you save so aggressively for the future that you don’t have the cash flow to live your life now, you will self-sabotage and eventually fail; it’s just human nature. Or life will serve up an emergency that will derail your progress, and you’ll never get back on track.
To succeed, your financial plan has to be firm in terms of your commitment and follow-through, yet flexible in the execution because, well, life happens.
Your plan needs to be generous, so you enjoy a reasonable standard of living now (and it’s up to you to define what “reasonable” is), but also restrictive, so you don’t spend on things you don’t need or that aren’t a priority now, in favor of saving for the future.
You have to be kind to “Now You” and “Future You”– the trick is finding the balance that respects both. The hard part is that what “Future You” will want and need can be difficult to know.
We’ll help you figure that out by providing some perspective gained in our work with clients at other stages of life than your own; we have walked this path with them, so we can share their wisdom with you.
Our Process Is Simple and Designed to Help You Make Choices and Take Action to Move You Forward:
