“Someone’s sitting in the shade today because someone planted a tree a long time ago.” — Warren Buffett
Investment Management is optimizing the results you get from your investments– choosing the right investments to achieve your financial goals, and managing them wisely over time (buying, selling and re-allocating).
It sounds simple, but getting the most from your investments in an ever-changing global marketplace isn’t easy. The right approach and analysis can be the difference between success and failure.
We take the time to understand not just your goals, but also the reasons behind them.
Then we do the research and apply our extensive knowledge of all of the available investment options– risks, returns and potential outcomes under a variety of future market scenarios.
To help us figure out what choices are most likely to get the best results for you we need to know your Risk Number. What is a Risk Number?
A risk number is an objective, quantitative measurement of an investors tolerance for risk in comparison to the returns they want to achieve.
Do you know your risk number? Click the link below to find out.
Here are just some of the questions that may factor into your investment decisions (the order of importance will vary depending on your particular circumstances):
Could you lose not only your planned gains but also your initial investment?
Do your investments allow you the flexibility and liquidity you need?
What impact will marketplace interest rate fluctuations have on the value of your investments?
Is there doubt about whether they will pay as-promised and on-time when you cash out your holdings?
Is your purchasing power protected against erosion from inflation?
Does your portfolio and strategy consider taxes and use them to reduce volatility and balance out losses?
Which investments to choose is a complex decision with many moving parts to consider. That’s why you need a Charlotte investment advisor that truly understands you and the markets.
Working with us is a collaborative process, with us as your investment advisors and you as final decision-maker. Here’s how the process generally works:
At Abiding Wealth Advisors, investment management starts with a holistic, detailed review of everything about your current circumstances. We want to get to know you, what abiding wealth means to you, where you are on your journey, and where you want to go, including your:
We then take all of the information we’ve learned about you and your current situation, and conduct our own in-depth research and analysis of all of your available options.
We:
After we have developed your Investment Policy Statement, we’ll meet with you again to go over our findings, explain our analysis and answer all of your questions.
The choice of how to proceed is always yours– our role is to give you the best available information so you can make fully-informed decisions.
After you’ve decided what you want to do, we’ll execute your wishes, monitor your progress, keep you informed and make adjustments along the way to keep you on track to meet your objectives.
The markets are always changing, and so should your portfolio as the markets and your personal situation evolve.
We’ll periodically review your investments on request or as your circumstances change, to make sure they’re still the best choices for you. (For larger clients with managed portfolios, the review occurs at regularly-scheduled intervals.)
If adjustments are needed, we’ll meet with you to discuss them and will take care of them for you.
To learn more about how we can help you achieve your investment goals, please contact us to schedule a consultation.
We will be glad to meet with you to learn more about your objectives, and help you choose and manage your investments wisely.